FAQs

How can a divorce affect my credit score?

Divorce itself does not directly impact your credit score; however, if joint credit accounts are mismanaged or shared debts remain unresolved, it may negatively affect your credit score.

Can joint accounts harm my credit after a divorce?

Yes, joint accounts remain the responsibility of both parties even after a divorce. If your ex-spouse fails to make payments, it can negatively affect your credit score. 

How can divorce-related inaccuracies on my credit report be corrected?

You or a reputed credit repair company like AMERICA CREDIT CARE can dispute inaccuracies with credit bureaus by providing documentation, such as the divorce decree, to correct errors caused by your ex-spouse’s actions.

Can AMERICA CREDIT CARE help if I’m still going through a divorce? 

Yes. We can help keep track of your credit reports, gather important information you may need in the future, and work with your lenders and creditors on your behalf to protect your financial interests during this challenging time.

How can I safeguard my credit during and after divorce?

Divorce can be chaotic, but protecting your financial future starts with taking control. Track your credit accounts and payment obligations. Notify your lenders about the changes in your situation and be sure to maintain on-time payments to avoid unnecessary hits to your credit score. Regularly check your credit reports for errors or unfamiliar activity. 

It’s also a great time to negotiate with creditors if needed. Remember, this process is as much about managing emotions as it is about handling finances, so don’t hesitate to reach out for help. AMERICA CREDIT CARE is just one phone call away.